Cash Management:  Customers can take advantage of special financing offers and save on hand cash for other things.

Upgrades:  Customers can use special financing offers to purchase a better product than they could with available on hand cash.

Budgeting:  Customers can use special financing offers to spread large purchases over a predetermined time period and have the ability to purchase today.

Dedicated Credit Card:  Other competing general utility bank cards may offer special promotions periodically, however Napa Easy Pay, our card, features special promotional financing on an ongoing basis for qualifying purchases. Additionally, having a dedicated credit card for special purchases leaves other bank cards available for emergencies and day to day needs.