Promotional Financing Options:  Non promotional purchases have a minimum purchase of $198.99 and must be paid off within the 23 day billing cycle.

                                                             Promotional Purchases of $199.00 to $749.99 have a 6 month payoff period and must be paid off within that time frame to  

                                                             avoid accrued interest. Minimum monthly payments must be made.

                                                             Promotional Purchases of $750.00 or more have a 12 month payoff period and must be paid off within that time frame to    

                                                             avoid accrued interest. Minimum monthly payments must be made. 

Important Aspects of Deferred Interest Promotions: 

1. Interest accrues during the promotional period and is added to the balance due if the promotional purchase is not paid in full during the promotional period.

2. To avoid paying accrued interest the entire balance must be paid in full at the end of the promotional period

3. If the balance is not paid off in full within the promotional period, the accrued interest is added to the account balance, and the balance will continue to bill interest at the account level Annual Percentage Rate until the balance is paid.

4. Customer must make at least the minimum monthly payments by the due date. Minimum monthly payments are determined by either 5% of Balance Due or$25.00, whichever is greater.

5. Customer may be charged late payment fees. First late payment fee is $25.00, Second late payment fee is $35.00, and $35.00 fee for any late payments after the third.